Private Wealth Structuring & Advisory
Independent. Compliance-led. Designed for long-term wealth.
A discreet advisory service for business owners and high net worth families
Duan & Michelle Lombard provide private wealth structuring and advisory to a select group of high net worth individuals and business owners.
Our work is not transactional, product-driven, or promotional. It is architecture-led, compliance-first, and built for longevity.
Our advice applies whether wealth remains entirely within South Africa or extends cross-border over time.
Implementation, tax compliance, and reporting are delivered through our professional services firm, Precision Accounting.
Who We Work With
This advisory is intentionally selective.
We work with:
- Business owners and entrepreneurs
- High-income professionals
- Families with R10m+ current or projected net worth
- Clients planning succession, exits, or international exposure
This service is not suitable for clients seeking aggressive or short-term tax outcomes.
Our Philosophy
Enduring wealth is structured early, grown deliberately, and protected through compliance.
We do not assist clients in simply “moving money cross-border.”
Instead, we design frameworks where future wealth is created cross-border, legally and transparently, over time.
This approach:
- Reduces long-term tax leakage
- Limits estate duty exposure
- Avoids rushed or forced restructures later in life
The Advisory Framework
1. Wealth Architecture Blueprint
Strategic design before execution
Every engagement begins with a detailed architecture phase, resulting in a written roadmap covering:
- Personal and business tax positioning
- Estate duty exposure and succession risk
- Offshore feasibility and timing
- A 10-year wealth structuring strategy
- Legal funding methods (SDA, FIA, cross-border income)
- SARS and regulatory risk considerations
No products are recommended. No implementation is assumed.
2. Structuring & Implementation Oversight
Carefully coordinated, never rushed
Where appropriate, we coordinate the implementation of approved structures, including:
- Offshore investment accounts
- Offshore companies and holding vehicles
- Trust or foundation planning
- Share transfers, valuations, and tax modelling
- Exchange control and SARS disclosures
We act as lead advisers and project coordinators, working alongside licensed cross-border providers, attorneys, trustees, and financial professionals.
3. Ongoing Oversight & Governance
Wealth structures require stewardship
For clients with implemented structures, we provide ongoing oversight, including:
- Annual structure and compliance reviews
- Offshore tax reporting alignment
- Estate planning updates as circumstances change
- SARS audit readiness and support
- Strategic refinement as wealth grows
This ensures structures remain compliant, relevant, and defensible over time.
Professional Standing
Duan Lombard
SAIT Registered Tax Practitioner
Lead Tax & Structuring Architect
Michelle Lombard
SAIPA Registered Professional Accountant
Governance & Accounting Oversight
Tax compliance, reporting, and implementation services are delivered through Precision Accounting, our professional services firm.
What We Deliberately Do Not Do
To protect our clients and maintain independence, we do not:
- Provide investment or financial product advice
- Act as trustees, directors, or asset custodians
- Promote cross-border structures as “tax-free”
- Offer mass-produced or templated solutions
Governance & Independence
We work exclusively with:
- Licensed cross-border corporate service providers
- Regulated trustees
- Specialist tax and commercial attorneys
- Independent financial advisers where required
All advice is documented, disclosed, and designed to withstand regulatory scrutiny.
How Engagement Works
- Initial Qualification Discussion
We confirm suitability and scope. - Wealth Architecture Blueprint
Strategy and structure before execution. - Coordinated Implementation
Only where appropriate. - Ongoing Oversight
Long-term advisory relationship.
Enquiries
This advisory is offered on a limited, referral-driven basis.
If you are a business owner or high net worth individual seeking structured, compliant, long-term wealth planning, you may request an introductory discussion.
Duan & Michelle Lombard — Private wealth structuring, built to last.